The financial and management strength, attitude towards claims and efficiency of the insurers are matters we take very seriously.

We conduct a review of all the insurance companies annually and rate them according to the following categories:

Outstanding; A; B; C; D; E and F

We ordinarily place our business with the insurance companies in the Outstanding, A, B and C categories. Should a client prefer to have a placement in an insurance company rated in categories D, E and F, we insist on a letter of instruction.

This rating of insurance companies is not static and we review it regularly on an ongoing basis.